Good news for taxpayers. California Attorney General Bill Lockyer has sued HR Block, "alleging the tax preparation giant has violated 15 state and federal laws in marketing and providing high-cost refund anticipation loans (RALs) mainly to low-income families." Here's a blog entry from CALPIRG and here's my previous RAL blog. Sleazy triple-digit APR RALs are unnecessary and hurt all taxpayers, not only low-income Americans, since the tax preparer business model is designed to skim money out of the important Earned Income Tax Credit (EITC) program. We all pay.