Along with the Consumer Federation of America and others, we've issued a news release in support of new legislation from Reps. Tom Udall (D-NM), Luis Gutierrez (D-IL), Keith Ellison (D-MN) and Jan Schakowsky (D-IL). The Payday Loan Reform Act of 2007 prohibits lending based on checks or debits drawn on depository institutions. Last year Congress enacted this protection for Service members and their families.