The Massachusetts Insurance Commissioner has decided to deregulate insurance rates at the request of powerful insurance companies seeking to use random factors including credit scores to set insurance rates. From a release from MASSPIRG and the Center for Insurance Research:

Based on industry estimates, eventually more than a million drivers are expected to be rejected annually under the proposed plan. Rejected drivers will be randomly assigned to another insurer. As a result, they will lose the freedom to choose their insurer, will be subject to discriminatory underwriting practices, and will often face higher insurance costs.