Member-owned worker, producer and consumer cooperatives play an important role in our economy, promote the welfare of members and the communities that they live in and help act as a competitive yardstick against other businesses that may not put the customer first. If you're not a member of a credit union, the outdoor product co-op REI, a neighborhood food buying club, or a farm or worker co-op, or don't live in a housing co-op, get out and celebrate Co-op Month by joining a co-op today! More at www.go.coop. (Yes, cooperatives have their own Internet top-level domain.) As I often say, bank at a credit union, not at a bank.